What types of clients does Xenon work with?

We work with individuals, professionals, families, business owners, directors and entrepreneurs seeking long-term financial planning and evidence-based wealth management.

Do you help business owners with exit or succession planning?

Yes. We support business owners preparing for sale, succession or other liquidity events by structuring personal and corporate finances in a tax-efficient way. Our planning focuses on preserving value, reducing tax drag and ensuring that the wealth created through the business is protected and aligned with long-term goals.

How does Xenon manage investments?

Our investment approach is disciplined, evidence-based and globally diversified. We incorporate long-term academic research, factor exposure where appropriate, and structured risk management. Portfolios are periodically rebalanced to maintain alignment with your objectives, while ISAs, SIPPs and pensions are used to maximise tax efficiency. This allows us to reduce noise, manage volatility and deliver consistent, purposeful outcomes over time.

How does Xenon create a long-term financial plan?

We begin by understanding your objectives, your balance sheet and the lifestyle you want to sustain. Through detailed cash-flow modelling, we test different scenarios to assess long-term sustainability, tax efficiency and risk. This process allows us to build a flexible plan that adapts to changes in markets, legislation and your personal circumstances, giving you clarity and confidence about your financial future.

Do you advise on tax efficiency and wealth structuring?

Yes. Tax efficiency is integrated into every part of our planning. We help structure income, investments, pensions and business profits to reduce tax drag and preserve long-term value. This includes guidance on allowances, capital gains planning, pension optimisation, inheritance tax considerations and the effective use of trusts or corporate structures in collaboration with specialist partners.

How often does Xenon review a client’s portfolio and financial plan?

We review portfolios and financial plans regularly to ensure they remain aligned with your goals, risk profile and market conditions. Reviews may include performance analysis, rebalancing requirements, tax allowances and any changes in your personal circumstances. Our approach is proactive, helping keep you well-positioned and ahead of change.

Xenon | Wealth Management & Financial Planning for Individuals, Professionals & Business Owners

Email: research@xenon.ag
Phone: +44 20 8050 5419

We’re here to simplify the complex. We help our clients protect and grow their wealth, remain well-positioned and ahead of change, and invest with purpose.

Background: Monte Carlo Simulation